Financing solutions from the WIRTGEN GROUP

Customer success is the WIRTGEN GROUP’s top priority. In addition to best-in-class machines, this also includes the right financing solutions.
Macroeconomic factors such as country risk, interest rates and inflation levels play an important role in the accessibility of coporate finance and credit lines. Taking the local economic situation into account as well as the fact that each customer has specific and individual financing requirements, the WIRTGEN GROUP has developed suitable financial solutions for its customers across the world. In collaboration with financing partners across the world, such as, for instance, the company’s own John Deere Financial or Deutsche Leasing, the WIRTGEN GROUP relies on proven solutions that can be concluded by means of local sales financing in your country or by export financing from Germany.
Global Financial Solutions Department
Wirtgen International GmbH | Windhagen | Germany
Export Financing is the financing of machines and plants in the course of an export deal. In this case, machines for the end customer are financed in and exported from Germany.
The WIRTGEN GROUP has already arranged and concluded direct sales in over 55 countries by means of Export Financing. Here in particular, the company offers not only the so-called ‘supplier credit with Hermes cover’, but also classic export financing instruments such as letter of credit or bank guarantee and bank credit or buyer’s credit.
At the same time, long credit terms of up to seven years offer you greater flexibility and planning reliability.
If you are planning to purchase your machines in a country with a well-developed financing sector, Local Sales Financing is the ideal solution for you. Through specialised partners, the WIRTGEN GROUP offers you not only bespoke financing solutions such as Financial Lease Contracts or Operating Lease Contracts, but also personalised credit agreements that do not place a heavy burden on existing credit lines with your own banks. With us, you can flexibly arrange not only the credit term, but also the payment terms and balance sheet neutrality to meet your particular needs.
Years of experience in the financing of construction equipment
Our global network brings you the greatest possible choice & planning reliability
Straightforward, state-of-the-art contract processing without complications.
Since the WIRTGEN GROUP became a part of the John Deere concern, its customers also have access to the tried and proven financing options offered by John Deere Financial. John Deere maintains its own financing companies and provides financial support to numerous WIRTGEN GROUP customers who also use John Deere equipment with financing solutions in their home countries. In particular, John Deere Financial maintains a strong presence in North America, South America and India, which, in the meantime, enables the organisation to benefit from long-established financing solutions.
We have compiled a list of the most important questions and answers on the topic of financing.
The term of a machine or plant financing agreement fundamentally depends on various factors of the business and the customer. Depending on the order value and the type of financing, contract terms of up to seven years are usually possible.
Local (= domestic) financing of machines takes place in the customer’s home market or country, generally also in the local currency. In the case of Local Sales Financing, the WIRTGEN GROUP sales organisations and independent WIRTGEN GROUP dealers in the respective country sell the machines to be financed to financing or leasing companies who then conclude a financing contract with the customer. In contrast, Export Financing refers to the financing of machines and plants in the course of an export deal. In this case, machines for the end customer are financed in and exported from Germany. Here in particular, the WIRTGEN GROUP offers not only the so-called ‘supplier credit with Hermes cover’, but also classic export financing instruments such as letter of credit or bank guarantee and bank credit or buyer’s credit.
These are the two most common financing instruments for Local Sales Financing of machines. Financing or leasing companies usually conclude a “Financial Lease Contract" or an "Operating Lease Contract" with the customer. In the case of a Financial Lease, the customer intends to take full ownership of the machine after the end of the financing term. In most cases, the value of the machine will be fully amortised by the customer in the course of the financing term. In the case of an Operating Lease, the customer would like to initially utilise the machine for a certain period and retain complete control over what should happen to the machine on expiry of the leasing term.
We would be pleased to check the feasibility of an Export Financing solution for you. The WIRTGEN GROUP can offer you all the most common financing instruments, and will be able to find an appropriate solution for your country.
Should you have any questions or concerns about financing solutions, we would be pleased to advise you at any time.
We look forward to receiving your e-mail.
John Deere Financial maintains a presence in various countries around the world, in particular with its own financing companies in North and South America:
Please feel free to contact us if you would like us to make you a concrete financing offer.
‘We offer our customers around the world attractive financing terms and maximum planning reliability.’
Matthias Bahr, Head of Wirtgen Group Global Financial Solutions